In today’s world, where cash transactions are gradually seeing a decline, credit cards have become a preferred mode of transaction, especially for the associated awards and perks that you may avail of from them. The more you use your cards, the higher rewards you earn. The annual fees for the card may make it quite expensive, but you may take advantage of the airline miles when you fly. The payoff is usually worth it for those cardholders who travel frequently and pay their card balance on time every month.
Here are three popular credit cards that may help you earn airline miles as you make purchases.
Citi® / AAdvantage® Platinum Select® World Elite™
This is one of the best airline miles credit cards as it helps earn airline miles through everyday purchases and offers a lot of perks to cardholders. It has an annual fee of $99, which is waived for the first year. It requires an excellent credit score and has a variable annual percentage rate (APR) ranging from 17.74% to 25.74%. The first checked bags are free on the domestic American Airlines. In addition, the cardholders may enjoy free checked bags for four companions traveling on the same flight.
United MileagePlus® Explorer Card
This card has a zero introductory fee for the first year and then charges an annual fee of $95. Its variable APR ranges from 17.74% to 24.74%. When you use the card to fly United Airlines, you may earn 2 miles per every dollar and you earn one mile per dollar spent on other purchases.
Southwest Rapid Rewards® Premier Business Credit Card
This credit card is considered as one of the best airline miles credit cards for multiple reasons which include a low annual fee, a bonus of 40,000 points after spending the first $1000 within the first three months of the issuance of the card. It is ideal for business flights and has a large sign-up bonus in addition to annual bonus miles. There is an annual fee of $99. The card has a variable APR ranging from 17.74% to 24.74%. You may earn 1 point for $1 spent on purchases. They offer cards to their employee at no extra charge.
The annual fee and APR mentioned above are approximate and subject to change. These are some of the best airline miles credit cards available in the market. However, you need to make a choice keeping your preferences and your ability to make the credit card payments on time. The card will have a penalty if the payment is not made within the given period.
Decorating a Christmas tree is the most fun activity of the entire Christmas holiday preparation. Finding the right tree, getting the matching ornaments, finding presents for your loved ones, plus the joy of choosing a tree topper to take the front seat for the holiday season, all this contribute to making amazing memories. With a rise in various trends and fads, a huge variety of tree toppers has sprung up in recent times. However, the most popular of them all remains the traditional Santa tree topper. While Christmas tree toppers come in various shapes and sizes, it is quite difficult to find the right one for the Christmas tree.
Various types of Christmas tree toppers
Although the Santa tree topper is the most popular tree topper till date, there are many other tree toppers in the market which are available for you and look equally great on your Christmas tree.
Santa Claus tree topper: Over the years, the Santa Claus tree topper and Santa Claus figurines have seen the most drastic change. As time progressed, these toppers and figures have become more realistic and better in quality. You can choose among the various Santa tree toppers available in the market.
Stars: When we talk about star toppers, some of us still might remember those glittered tree toppers. But in today’s time, you can find glass star toppers and other kinds of innovative plastic made star toppers. Some star toppers even have metal in their designs. You can even find three-dimensional stars for your tree in various colors.
Snowflakes: Who doesn’t love glitter and snowflakes on a Christmas tree? You can find your glittery snowflakes this season for Christmas.
Snowman toppers: Another all-time favorite Christmas topper is the friendly looking snowman tree topper. Various kinds of snowman figurines have added beauty to the old and the traditional snowman.
Angel toppers: A Christmas tree looks incomplete without a beautiful angel on your Christmas tree. You can find various kinds of angel topper for Christmas tree. They now can be found in wooden, glass, or even in metallic make. You can also find some beautifully crafted angels out of simple fabrics. Some companies also provide a livelier version of the angel from traditional times for your tree.
Gingerbread man: Christmas comes with various kinds of foods which are specifically made for this time. For kids and people who are head over heels for the gingerbread man, may find this topper interesting.
Grumpy cat topper: For those who love to add a whacky feeling to the festive season will totally love this. Grumpy cat, the Internet celebrity dons a Santa hat with the famous grumpy look.
Decorations are the most interesting part of Christmas. Enjoy decorating your Christmas tree with a Santa tree topper or any other kind of topper.
Deere and Company is one the leading companies that provide everything from farm machinery to tools and equipment that you could possibly require in a farmland or ranch. A company that was born in 1837, it has journeyed through several ups and downs over the past 180 years to reach the pinnacle of success that it stands today. Deere and Company provide a variety of products ranging from lawn mowers to tractors to things you might require at home or for forestry.
John Deere mower products for landscaping and ground care include Commercial Mowers, Excavators, Gator Utility Vehicles, Skid Steers, Track Loaders, Compact Utility and Utility Tractors, and Wheel loaders. Lawn Movers are vehicles that are used to cut grass in fields and lawns. John Deere offers different series of mowers, all designed for commercial and industrial use.
The ZTrak 900 Series is one of their signature series. Ideal for commercial use in small to medium sized Gardens and lawns, these mowers guarantee easy lawn maintenance while maintaining a high level of comfort for the user. Assuring superior performance and efficiency, it also provides for different fuel options. One of the mowers belonging to this range and a highly successful one too – the Z997R is noteworthy for its sheer power. This heavy-duty vehicle gives you all the benefits of a zero-turn mower while maintaining a front mower like power.
The QuikTrak 600 Series claims to offers its owners the best of both worlds! This range of movers symbolizes the perfect balance that needs to exist between quality and affordability. Available in different widths of cuts, these mowing machines offer impeccable services when it comes to maneuverability and hillside stability.
The 1500 series of front mowers are famous for their climate controlled comfort and their all weather’ adaptability. Be it winter, spring, summer or fall, these mowers will never fail to be useful. Even in the colder months, when snow covers the earth and growth is at a standstill, these mowers help to blow the snow away from paths and ensures to keep the walkways and streets clear of snow.
Over a period of time, the company has indeed introduced hundreds of models, each built with customer needs and concerns in mind, playing a significant role in simplifying yard work and keeping lawns and gardens in peak form. John Deere produces are indeed a farmers best friend.
Say you find yourself in a situation where you are facing debt and suddenly stumbled upon the idea of doing a balance transfer to lower the interest rate. There are some best balance transfer cards available in the market, some of which even offer you 0% interest for 18 months.
Let us look at some of the drawbacks of balance transfer:
If on transferring your debt you manage to pay it off, then the idea was a good one, and it worked out for your benefit. But if you manage to get a balance transfer done, and your debt remains, then your situation just got worse. You will soon, as you embark on your journey with your new credit card realize that you have made a huge mistake if you didn’t realize what damage the transfer fee can do to your already existing debt. Most of the best balance transfer cards charge a transfer fee of 3% bringing up your balance every time you move to a new card and putting you in more debt rather than helping you get out of it. If you do the math, you will figure out that the more debt you move, the more you end up paying. There is also the issue of your credit score that you need to keep in mind when you do a balance transfer. If you pay off your debt quickly, then you will see an increase in your credit score. But if you keep on moving from card to card without really paying off your debt, then your credit score will suffer. If this happens, you will not be approved for getting any 0% card. Closing the card you remove the debt from can also hurt your credit score.
A balance transfer is a very tricky business and if not done correctly can very well end up putting you in even deeper debt. So, it is necessary that you understand balance transfer well and then move forward.