We have grown up listening to our favorite rock artists strumming away on their expensive guitars, melodies and tunes of yesteryear’s that we keep shut up in a box of memories. In that very box, in addition to the fond smells, sights and sounds of younger days are some long forgotten, half fulfilled desires.
These desires have something to do with the rockstar and his expensive equipment- his electric guitar! As a child, many of you must have harbored the desire of owning a guitar. Some enthusiastic and passionate ones among us may have also taken the leap of faith and bought one. If you weren’t lucky enough to get one when young, go ahead and rekindle your teenage romance with the enigmatic electric guitar and escape into the bygone awesome days of freedom and harmony! If you are a budding musician hoping to make it big, read on to know all about getting the right pick!
Almost every guitar player who picks up the hobby, most often than not, does so after seeing her/his favorite artist look awesome with their best buddy (the electric guitar) on stage. Although, you may want to buy the very same guitar, it is important that you consider your long-term intent and utility. To fulfill the aesthetic purpose, you could turn to your choice of artist for inspiration and decide the look (of the guitar) you want to go for. This would help you choose easily from a wide range of guitars and you would be a step closer to getting the desired pick.
A beginner who wants to buy a guitar must make sure that it is properly sized, sounds great and matches perfectly with your taste and desire. Full sized electric guitars vary immensely in size and weight. The right pick would be the one that comfortably fits you. Make sure the neck of the guitar feels comfortable in your hands.
For people with some hands on playing experience, considerations vary slightly. It is important that you do some pick-up, bridge and intonation examinations before buying. With experience comes a desire for quality, therefore, it is only wise to pay more for the guitar that is right for you. Chances are high that you have a choice of guitar already in your mind, if you do, you must just go for it.
The biggest consideration before buying any musical instrument is to identify the utility you want to draw from it. Once that is set, you are free to choose the one that satisfies your aspiration!
The cost of medication is increasing every year, and many of the sick and elderly need help to keep up with their medication requirements. That’s where Medicare Part D insurance coverage comes in. These plans can help cover a good portion of the cost.
Humana Part D PDP Plans
Humana Inc, is a health and supplementary benefits company. It offers many health and Medicare insurance plans to help cover the increasing cost of healthcare.
The company offers three different Medicare Part D plans, to help older people deal with the cost of medications. Those who are signed up for Medicare Part A or B benefits are eligible to receive Part D coverage as well.
This cover is provided by private insurance companies in two ways. Beneficiaries can sign up for a Part C plan that covers both hospitalization and prescription drugs. They can also sign up for Part D or Prescription Drug Plan (PDP).
Choosing a PDP
The first thing to do is to compare premiums. If you choose a lower premium, the benefits offered will be less, and you’ll have to pay a higher deductible towards claims. The higher the premium, the broader the coverage.
Choose a plan according to your medication needs. If you have chronic conditions that need regular and expensive prescription drugs to keep under control, pay a higher premium and get better cover. If you don’t need regular medication or have very few prescription drug needs, choose lower premium plans.
Humana PDP
Humana PDP offers three plans:
â Humana Preferred Rx Plan (PDP)
â Humana Enhanced (PDP)
â Humana Walmart Rx Plan (PDP)
The Humana Enhanced PDP provides comprehensive coverage at $71 per month and $0 Deductible. The Humana Preferred Rx Plan costs $28 per month and $400 per year in deductibles. The Humana Walmart Rx Plan costs $17 per month and $400 per year deductible.
The innovative Humana Walmart PDP provides a low cost plan that can help keep premiums and copayments down for generic prescription drugs. It also covers a huge list of prescription drugs.
If you have prescription drugs filled at Walmart or other preferred stores, you can keep the copayments on generic drugs to a low amount. If you have prescriptions filled through Humana’s home delivery system, the copayment on generic drugs can be $0.
While Shopping each insurer provides a list of covered drugs under your chosen plan. See if the drugs you use are covered, what the co-pays are, if any.
Once you reach the total limit on your Medicare Plan, you’re responsible for the full cost of all drugs. This is until you reach the out-of-pocket limit. After you reach this limit, your PDP coverage resumes and you’re only responsible to pay a small amount of the cost.
However, the costs of drugs until you cross the hole could be very high and put a strain on your finances. Try to choose a plan that provides coverage for the donut hole. However, this will come at a higher premium.
If you need a lot of highly expensive prescription drugs on a regular basis, choose plans that cover the hole, the higher premiums are definitely worth it.
The popularity as well as the use of coconut oil is rapidly increasing globally as it is a natural alternative to improve one’s health, and is one of the greatest applications for better hair. It moisturizes and is used as a conditioner even for the roughest of hair. It stimulates hair growth in a spectacular manner just a little bit of coconut oil can be useful to detangle and to tame messy hair. The proper and regular use of coconut oil can keep a check on dandruff and many more hair issues.
Coconut oil is mainly made up of medium chain fatty acids. It can be used as a treatment for split ends too. Regular use of coconut oil brings about a healthy glow to the hair. It may be the continuous usage of shampoos and other chemicals that leads to long term damage to the hair which can be treated with organic coconut oil. Coconut oil can also be used as a base for hair coloring. It can stimulate hair growth as the vitamins and other essential ingredients for hair growth is present in coconut oil. It can even help to remove the sebum which is a build up from the hair follicles. Last but not the least, it also acts as a protection to the hair from the sun a natural sunscreen!
The oil adds the hair’s luster, shine and softness. It not only stimulates hair growth but also slows down hair loss. Due to the water retention, hair tends to get easily damaged by both the swelling and shrinking of the fibers and this problem can be prevented by coconut oil. Loss of protein from hair makes a damaged and studies have proved that coconut oil is the only oil that reduce such protein deficiency. It has antibacterial properties and hence protects scalp from bacterial and viral infections. It gets deep into hair follicles and hence enhances hair growth. For those with itchy hair, it fights against problems like lice and dandruff. Coconut oil’s chemical structure is the reason for its ability to protect the hairs. It is also a central ingredient for popular hair masks and hair products available in market.
Coconut oil is a must have hair care product in one’s home. Be it young or old, men or women it can be used. Applying coconut oil on a daily basis has proven the best results for the hair. The results are unparalleled because of its neutrality and presence of rich vitamins.
Natural ingredients are the best option for fresh, radiant looking skin. They do wonders to keep our skin looking flawless and healthy. International cosmetic brands realize this and are flooding the market with an increasing range of natural, organic makeup and skincare products. Which of these natural brands can you actually rely on? You could choose from our list of natural makeup and skincare products that leave the skin smooth and luminous.
Burt’s Bee
Their cucumber-mint lip balm is refreshing to say it mildly. The tiny container is loaded with all natural ingredients like sunflower seed oil, coconut oil, beeswax, peppermint oil, Shea butter and a host of other stuff that are 100% natural.
The Bare Peach, an all natural blush makeup from Burt’s Bee, intensifies your skin’s natural glow with bamboo, vitamin E, and honey. Created for everyday wear, this blush comes in three shades and is good for many skin tones.
100% Pure
For this brand, the name says it all. Their most pure, organic and all-natural line of cosmetics, beauty products, and skincare products are also vegan! Their Coffee Bean Caffeine Eye Cream is anti-inflammatory and increases blood circulation to brighten dark circles. The organic aloe leaf juice, rosehip oil, green coffee seed extract and oregano leaf in this eye cream helps reduce puffiness, dark circles, fine lines and wrinkles in the delicate area around your eyes.
The Acai Pulp Facial Scrub is gentle but goes deep into your skin to give you a glowing, youthful complexion. Acai fruit extract, grape seed powder, sweet orange oil and honeysuckle flower extract form part of the potent formula that is used in this mask to provide intense nourishment for all skin types.
Afterglow Cosmetics
To deliver gorgeous, chemical-free makeup and skincare products this brand uses certified organic ingredients. The Infused Lip Love Lipstick that comes in five different shades of pink moisturizes, conditions, and protects your lips. The jojoba seed oil, apricot kernel, pomegranate seed and lemon peel oil are just a few of the long list of ingredients that are transparently displayed on their entire product range.
The Infused Eco Eye Shadow Refill Shades that includes a rich chocolate brown, creamy white, light-medium taupe brown, light cool pink and deep medium cool graphite gray hues highlights your eyes with ingredients that include olive fruit oil, goji berry, and rosemary leaf.