Knowing what type of credit card you want is the first step. You should know if you want a card for shopping, rewards, travel, or to transfer all your credit. Understand what kind of credit card you can get based on your credit score. Commit to paying regularly and more than the minimum amount if possible. These decisions can help in making your search for the right credit card a little less stressful.
Here are some recommendations for the leading credit cards to help you make a decision:
Wells Fargo Reflect Card
If you have a credit of 670 to 850, you can apply for a Wells Fargo Reflect Card. It offers users an extended period of purchasing flexibility for almost two years without paying interest. Salient features of the Wells Fargo Reflect card include:
Variable Annual Percentage Rate (APR) between 15.24% and 27.24%
0% intro APR for 21 months for purchases and balance transfers
Extension of intro period by three months if you pay the minimum monthly balance
No annual fee or penalty fee
A balance transfer fee of 3% for 120 days and 5% after that
$600 claim offer per year for phone repair or replacement
The card may not suit those who want to accumulate rewards on their purchases. You can consider this if you want to consolidate your debt by transferring all your credit card debt to one.
Chase Freedom Unlimited
Cash back cards allow you to earn rewards on spending and helps you to make some savings. Cash back cards may also offer sign-up bonuses. Chase Freedom Unlimited is a popular cashback card. You require credit for 670-850 to be eligible for this card. Salient features of this card include:
$200 bonus and 5% gas station cash back for new members (conditions apply)
1.5% cash back on small purchases
5% cashback on travel
3% cash back on takeout and dining
No expiry date on cashback validity
Variable APR of 16-49% to 25.24%
Intro 0% APR for 15 months on purchases and balance transfers
Redeem cash back to your checking or savings account
U.S Bank Altitude Connect Visa Signature Card
You can consider the U.S. Bank Altitude Connect Visa Signature card if you have excellent credit of 740-850 and want to buy a credit card with good rewards and benefits. Salient features of this card include:
50,000 introductory bonus points at the time of card purchase
$500 redeemable value for a spend of $2000 in the first four months
No annual fee for the first year
$95 annual fee from the second year
5x points on prepaid hotels and car rentals
4x points for travel, gas stations, or E.V. charging
2x points or regular purchases like grocery, streaming, and dining
Payment of large purchases over installments without interest
Cellphone protection reimbursement of $600
Visa signature benefits of premium service
Ink Business Cash Credit Card
Ink Business Cash credit card is suitable for people with good or excellent credit who want to buy a cashback card. Salient features of the card include:
5% cash on $25,000 on each account anniversary year on office supplies, internet, cable, and phone
2% cash on $25,000 purchases at a gas station and restaurants
1% cash on other cash purchases
Variable APR of 14.74% to 20.74%
Apple is the leading electronics companies in the country and with the launch of each new model; the model sets a new benchmark for itself. Apart from launching iPhones, the leading organization has invented iPads that are one of the remarkable instances of development of technology.
What is an iPad anyway?
iPad is a tablet that is manufactured, designed and developed by Apple Inc. that can operate on the iOS operating system. The multi-touch screen of the product along with Wi-Fi connectivity and other enticing features has attracted people’s attention in buying it. Over the course of time, Apple has kept running the development of iPad which leads to release of iPads every now and then having better performance capability and improved specifications.
History of iPad
The inception took place in the 20th Century; however, the prototype came to life in the 21st Century. Apple iPad has gone through some serious development that has always lived up to cater people’s needs and demands.
1991 – The work of iPad began in the year of 1991 when Jony Ive, the chief designer of Apple designed the prototype of iPad. The prototype looked like a slate computer with a stylus. However, the work took place in full swing after 2004.
2010 – The first model of iPad was launched in 2010 by Steve Jobs.
2011 – The company launched iPad 2 that had better specifications than the previous model. The third-generation of Apple iPad was launched with 4F connectivity.
2012 – New versions of iPad were introduced during this period in which Apple maximized the storage capacity. Later, iPad Mini was introduced that had smaller screen size compared to other iPad models.
2013 – iPad Air is a thinner and lighter version of previous tablets which eventually replaced the fourth-generation of iPad.
2016 – iPad Pro came to the market which resembled the design of an actual computer with a stylus and keyboard.
Which one is the perfect iPad for you?
When you consider buying an electronic device, there are certain aspects that you need to keep in mind. Screen size, speed, and portability are the factors that you look for while buying the iPad and here is detailed account of the factors related to iPad,
West Nile virus is a mosquito borne infection which causes West Nile fever. Common West Nile virus symptoms start showing up between 2 to 15 days after onset normally depending on the severity of the condition. However, in most cases, it is very difficult to identify the symptoms since 8 out of 10 people don’t seem to develop any in the first place.
Fever, headaches, and fatigue can be indicators of developing West Nile fever. Muscle pain, nausea, loss of appetite, vomiting and developing rashes might be more prominent and noticeable when it comes to West Nile Virus symptoms. There is a high chance of people developing a Febrile illness which is a type of fever with the symptoms that last for weeks and even months.
However, there are serious symptoms which can develop over time, which tends to affect the central nervous system. Severe symptoms include inflammation of the brain (encephalitis) or even inflammation of the membranes (meningitis)
Here is a comprehensive list of West Nile virus symptoms:
Numbness and paralysis, vision loss, muscle weakness, uncontrollable convulsions, tremors, disorientation, stupor, stiffness in the neck, headaches and high fever which indicate developing signs of severe illness due to West Nile virus.
People with medical conditions will experience a greater risk of developing West Nile virus symptoms. Common medical conditions include hypertension, diabetes to even more complex conditions like kidney disease and cancer. People who have received any organ transplants are at a greater risk, compared to other possibilities.
There is no particular age at which this virus is fatal. However, people who are over the age of 60 will have a much harder time dealing with the symptoms and adapting themselves to a course of treatment to cure the same.
West Nile virus symptoms affecting the central nervous system might be permanent, however the normal recovery time for will range from a couple of weeks to even more than a couple of months. Medical attention is advised as soon as some of the more noticeable symptoms show up.
There is no specific course of treatment which includes a vaccine and antiviral prescription to tackle the virus. For mild symptoms, over the counter pain killers can be used to control the fever. Supportive treatment for more severe symptoms includes a course of intravenous fluids, pain medication and round the clocks nursing after hospitalization.
Since this is a mosquito borne and spread infection, effective mosquito control will ensure the infection doesn’t spread.
Live cancer is of the most deadly illnesses of all time. It is a rare condition that generates, primarily in the liver and can later spread to other parts of the body. It causes the degeneration and mutations of the tissues of the liver and makes them grow in an abnormal manner.
This cancer is also known as hepatic cancer and primary hepatic cancer and it originates inside the liver. Cancer that spreads to the liver from other parts of the body is called liver metastasis. The size of the liver is as big as the size of a football and it is one of the largest organs of the human body. This organ is located below the right lung under the ribcage. Primary liver cancer is known as Hepatocellular carcinoma. It originates in livers that have damages caused by excessive alcohol, birth defects, or chronic infections like hepatitis B and C.
Symptoms Of Liver Cancer
The signs and symptoms of this cancer aren’t visible till the later stages. Visit your doctor immediately, if you experience the following symptoms:
– Sudden weight loss
– Feeling of fullness after a small meal
– Feeling of nausea and vomiting
– Loss of appetite
– A sensation of pain in the abdominal region or close to the right shoulder blade
– Yellowness in the skin, eyes, and nails (similar to jaundice)
– Swelling in the stomach due building up of enzymes in the stomach
– Itching
– White chalk-like stools
– Fever and abnormal bruising or bleeding
Causes Of Liver Cancer
Scientifically speaking, liver cancer occurs when the liver cells develop mutations. These mutations are different than the usual growth and they develop in their DNA, the material that ensures that all the chemical process in the body takes place in the right way. The mutations in the DNA disrupt the flow of these processes and brings about an unnatural change in the regular functionality of the body. The cell begins to grow in a haphazard manner, forming a tumor and eventually cancer.
Prognosis Of Liver Cancer
The average survival rate is generally used as a standard method of assessing an individual’s survival. It differs from person to person and it doesn’t really say how many years you’ll survive. However, it opens a gateway to understand the stage of cancer and understanding the prognosis in a more effective way.
Here are the ways to diagnose liver cancer:
– Imaging scans like CT scan or MRI scan can be useful.
– Blood test is another way of determining this cancer. Alpha Fetoprotein, a type of protein secreted by the tumorous liver cells can be detected by blood test.
– Biopsy where a sample of the infected tissues is analysed to understand the gravity of cancer.
Visit your doctor immediately if you experience any of the symptoms. The earlier the diagnosis and treatment, the higher is the chance of survival.