Bankrate.com is an independent comparison service and an advertising-supported publisher. It covers nearly 4800 banks and credit unions across all 50 states in the United States to provide a well-researched and detailed comparison of the best CD rates. It thereby enables you to find the best Certificates of Deposit (CD) rates by taking into account the following parameters: the annual percentage yield, minimum deposit required, term and the penalty that will be charged for early withdrawal.
Additionally, Bankrate provides several tools to help users manage and maximize returns from their CDs.
CD Calculator: Bankrate provides users with an online calculator to calculate the interest earned on a CD. You need to enter the necessary information such as the initial deposit, months, interest rate and compounding to calculate the annual percentage yield (APY) and the closing balance. It also offers a detailed report highlighting the schedule of the CD’s balance and interest earned.
CD Laddering Calculator: You can also use Bankrate’s CD Laddering calculator to determine how to increase your CD investment returns to land the best CD rate. This will help you build a CD ladder for yourself that enables you to draw high yields and provide sufficient access to your cash.
Investment Calculator: You can use Bankrate’s extensive investment calculator to examine if your investment efforts are on the right track to reaching your investment goals. You can do this by entering vital information such as
With the above information, you can determine the rate of return you can expect from your investments.
Savings Calculator: Bankrate’s savings calculator can help you analyze your investment growth over a period.
The site that you are considering to buy your cheap cell phone should be authentic. If you are looking for low-budgeted phones but desire to have an incredible phone, then your search ends here at these sites.
These sites put refurbished phones for selling; however, refurbished phones are not always the used phones. They could not be used legally again, hence sent back to the company, where they were cleaned and mended (if necessary) and then sent back to the sites for sale. They work as a new phone only but come at a lower price than the new one.
Here is a list of five best sites to buy cheap cell phones in the country.
Amazon.com: As the brand name claims, it sells everything from A to Z. They have a category of phones that are refurbished in the electronics department. The best part is that they are listed here by high rated sellers, and if you desire to do some research or read their reviews, you can easily do it here.
Cellular Country: It is an excellent site to buy refurbished phones with making comparisons. They sell refurbished, cheap cell phones with a guarantee and no shipping charges. They have categorized their phones based on their conditions.
Ebay.com: This site has eBay refurbished ATT android phones department where you can buy refurbished phones with great assurance. They are the best sellers and charge no extra amount for shipping.
Epinions.com: This site provides you with the reviews of old consumers and helps you to compare, so it is good option to reach out to them for buying the cell phones. They provide details about the seller and the product to keep you informed before making the purchase.
EverBuying.com: They ship your product within 24 hours, and that is not all they help with reviews of old customers so that you are aware of the quality of the phones. They can provide phones at an unbeatable rate.
Some other sites which are worth giving a try are Glyde, Greendust.com, Newegg, Tmart.com, and Verizon. Use them to buy your next cheap cell phone.
Coupons can attract customers more than any other offers or business tactics. They are a splendid and effective tool to improve your business. Coupons can be either store coupons or manufacturer’s coupons. Do you know the difference between the two? Store coupons, as the name suggests, can be used only at a particular store but manufacturer’s coupons can be used anywhere or any store of that manufacturer. Astute marketing managers have put significant stress on the usage of coupons as they can lift up your business considerably.
Coupons can be on a wide range of products. It can be on clothing, home furnishing products, appliances, or even musical instruments. Yes, coupons are even applicable on musical instruments. But you may be wondering how coupons help in the sale of musical instruments. The reasons are listed below.
How to use coupons effectively on musical instruments
Now if you are doing a business on musical instruments like guitars, then you must also know how to place your coupons to gain more customers. These are some of the ways which you can try:
Major guitar coupons in the market
There are some companies which offer coupons on guitars. You can visit their website and take ideas from their couponing. Among the major ones is the Guitar Center coupons which provide offers on shipping, a certain percentage discount, and even sales on particular days like Father’s Day. Guitar center coupons are one of the best in the market with strong strategies. They even offer coupons on specific types guitars, for example, acoustic guitars. Guitar Center is a renowned retailer of various musical instruments and their couponing has attracted even more customers from far and wide.
A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders.
Two of the other companies that you can consider while looking to settle your debt are mentioned below. They have a good track record and you can find different offers on both:
We hope our list of top 10 debt settlement companies helps you ease your accumulated debt. Consider and choose the best option for yourself. We recommend you to compare the prices and do a thorough research before you settle on one company.