One cannot escape taxes even after one retires. But there are certain states that are more tax-friendly than others. And for the individuals who are going to retire and live on a fixed income, these tax-friendly states can be a better choice. So that they can comfortably spend their money as well as enjoy their golden retirement years in peace. This list examines the best states for retirement in terms of taxes and takes into account the three types of taxes, i.e. income tax, sales tax and property tax.
Wyoming
With no individual or corporate income tax, Wyoming has low excise and sales taxes of 4.65% and property taxes of 0.61% (one of the lowest in the country). Which is why Wyoming is so popular amongst retiring individuals. But low taxes doesn’t mean, mediocre state services, Wyoming is equally known for its top-notch approach towards public welfare.
Alaska
Alaska actually pays its residents the Permanent Fund Dividend of Alaska distributes an annual payment to each legal citizen, which pays an Alaskan around an $1000 on an average, every year. The state doesn’t have income tax, its average sales and excise tax is a merely around 1.65% and the property tax is 1.18%.
South Dakota
South Dakota levies income tax in the state, and has a property tax of 1.32% with low sales tax rates (sales tax is applicable to non-prescription drugs and food, effectively raising it to 5.,37%). The state is renowned for its quality services in sectors like infrastructure such as real estate and transport. It also known for a great healthcare system.
New Hampshire
Although NH doesn’t charge income tax and has low effective excise and sales taxes of 1.65%, it has high property taxes of 2.15% (one of the highest in the country). It also taxes interest and dividend incomes at 5%. However, New Hampshire has a brilliant safety services.
North Dakota
North Dakota does have income tax between 1.1%-2.9%, making it the nation’s lowest, with property taxes of 1.1% and effective excise and sales taxes of 5.58%.
Florida
Sunny Florida is not just an ideal destination for vacation but also a great tax friendly option for retirees. It has a property tax of 1.06% and no income tax. On the other hand the effective sales and excise taxes range around 5.45%.
Washington
No income tax (personal or corporation), with 1.09% on property tax, Washington the highest effective excise and sales tax is around 8.16%. This makes Washington a great option for retiring individuals who have a higher spending capability.
It is always difficult to pick up the right gift for any girl. During Christmas, getting a gift for a girl as part of the secret Santa game gets all the more difficult. Wondering what do you exactly gift a girl that is appropriate and meets her taste? Here are some affordable yet great things that you can gift a girl for Christmas.
Go for a mug. This is a classic gift in all circumstances and they start as cheap as $3 from well-known stores. You could go on a trip to Target or places like Marshalls, World Market, and TJ Maxx and get a good old fashionable mug to give away as a gift. Everybody adores a mug.
You could also buy socks. Which girl does not like a good pair of socks? This may sound cliché or actually seem like what’s the fun in buying a pair of socks? But the truth is there are different types of trendy socks that you can buy for a girl on Christmas.
If there is one gift that can never let you down during Christmas, especially with girls, it is a good cosmetic kit. You can simply buy a good face mask that most girls love. You can buy something that is simple and usually popular among girls. Ensure you buy a face mask that is branded. Gifting cosmetics to girls shows you care about them and want to get them something useful.
If you know the girl a little too well, and you think they like alcohol, you can always go a little cheesy with a Christmas gift for any girl with a good old bottle of wine. You can buy something expensive, if this person is too close to you, or you can buy a good wine that pairs well with daily dinners.
Another easier choice of Christmas gift for girls is getting a box of candy or chocolates. Go with the sweetness of the season and put together a gift basket with your choice of chocolates or buy a readymade box of candy that is appropriate for this season.
With a plethora of options available, choosing office desks for your workspace can become a daunting task. Many prefer glass-top desks while others prefer wooden or metal framed desks. There are different types of desks available for new age workplaces and small room spaces. The sizes, designs, colors, styles, and utilities—all these aspects are a must to consider before looking for office desks for your workplace. Whatever may be the requirements, there are some popular types of office desks available in the market.
Bali desk
A combination of wood and metal is always a thing to desire. This is one type of office desks that is a combination of different finishings. The top portion of it can be made of leather or lacquer or a combination of these two, whereas the legs of the desk are wooden along with a lacquered finishing; however, this is optional. A Bali desk is simple yet classy and the design is finished with a set of minute details of iron, stainless steel brass, or even black nickel.
Wellington desk
Today’s office desks are simplistic in appearance; however, these are packed with multiple features such as portability and storage options. If you need sufficient storage space to keep your belongings or work-related things, this one is best for you. The functionality approach is much greater in this office desk; it can have up to 12 drawers and the leather top portion.
Paperweight desk
Many people look for functionality, looks, and space-saving options in an office desk. A paperweight desk is a perfect combination of all three aspects. Manufactured with solid American walnut, this leather-top desk with six drawers is an invention of Roberto Lazzaroni.
Reclaimed wooden desk
Reclaimed wooden office desks are both appealing and perfect for durability. You can choose from a ready-made desk or can customize your own from a reclaimed wooden desk. This piece of office desk with a clean and minimal design and a metal frame with a sturdy wooden top is pretty charming in looks.
Compass desk
This space-efficient office desk can be leaned against the wall to save the space in a room. Simple lines with a functional structure along with two removable flaps make up for the functionality and look factor of this desk. Additional benefits are the USB ports.
You can choose from any of these office desks as per your needs.
As soon as summer and spring descend, it’s time to whip up the seasonal beverages that will keep you cool. Iced tea and flavored iced coffee are two of the most popular beverages during this time; they give you your caffeine fix as well as a respite from the heat outside.
It’s true that your local barista or the popular coffee chain in the neighborhood will have some of the fanciest-looking flavored iced coffees in their menu, but when you break down the basics, most of these can be easily made at home. Whether you want a light vanilla-flavored iced coffee or something more dessert-like with a nice topping, you can try your hand at these delectable flavored iced coffee recipes at home: