A lot of people invest in Medicare plans without understanding the cost involved in the same. When making a decision to invest in Medicare, it is best to compare the costs of different Medicare plans and the features so as to make a well-informed decision. When you compare the costs, you will be able to assess which plan will be the right choice for you and your family.
Bifurcating Medicare costs
There are a number of costs associated with a Medicare plan and they have been bifurcated below for a better understanding:
Part A Premium
Medicare Part A is also known as premium-free Part A because a lot of people need not pay a monthly premium for the same. If you have already paid the Medicare taxes for a period not exceeding 30 quarters, you will be required to pay a premium of around $422 for Part A. Furthermore, those who have paid taxes for a period ranging between 30 to 39 quarters, their premium for Part A will be around $232. For Part A inpatient and coinsurance services, you will need to understand the costs well. You have to pay a deductible of around $1340 for every benefit period. However, you do not pay anything for coinsurance for each benefit period of up to 60 days. Between 60 to 90 days, however, you will have to pay around $335 as coinsurance every day of each benefit period. For days exceeding 91, you will have to pay around $670 as coinsurance per day for each benefit period.
Part B Premium
The premium amount for Medicare Part B will cost you around $134 or higher based on your income. People who receive Social Security benefits will have to pay about $130. The deductible and coinsurance for Part B are around $183 per annum. Once the deductible has been paid, you will have to pay around 20% of the Medicare-approved amount for a majority of the medical services, durable medical equipment, and outpatient therapy.
Part C Premium
The premium for Medicare Part C will vary by plan. You will have to compare the Medicare costs for Part C before deciding on a plan.
Part D Premium
The premium for Part D will also vary by plan; however, higher income consumers will have to pay a higher amount. The best is to compare costs before choosing a plan.
These are the basic costs and deductibles associated with every plan under Medicare insurance. You need to compare the costs for especially for Plan C and D before you make a choice as the costs will have an impact on your budget.
Various medical studies have highlighted the fact that more than one-third of the adults in the country use the Internet for self-diagnosis on a regular basis. Even though it is always advisable to seek the guidance of healthcare professionals rather than a self-diagnosis, the online symptom checker is excessively popular among the adult population. Here is a list of the best online symptom checkers that are free and publicly available.
Other than the aforementioned popular online symptom checkers, some other options include DocResponse (Provides almost 67% accurate results), Mayo Clinic (Generates almost 59% accurate results), FamilyDoctor (Offers almost 56% accurate results), and HMS Family Health Guide (Provides almost 52% accurate results).
Even though a lot of online symptom checkers are available in today’s tech-savvy era, the pharmacists should always encourage patients to consult a medical expert or health care professional for an accurate diagnosis and effective treatment.
If you are a clean slate when it comes to pool tables and wonder why people go gaga over slate pool tables, you have come to the right place. Read on to find all that you ever wanted to know about the mysterious slate pool tables.
Slate pool tables are traditionally made of a large slab of slate. Since slate can be crushed and polished into a flat surface quite easily, it gives a perfect base to pool tables. The best slate for pool tables is mostly imported from a region in northern Italy. Italian tables therefore are the highest in quality among pool tables.The most talked about aspect about slate pool tables is their price. Slate tables are higher priced than ordinary synthetic tables. The reason for this circles back to the fact that slate is imported and the transportation cost of a large and heavy slab of slate raises its overall cost.
You must have probably also heard about single slate or three piece slate tables. The obvious difference between these is the parts in which the slab is divided. Most of the high quality tables use three piece slate as they are known to have several benefits. Since a single slab of slate is extremely difficult to move, people prefer buying three piece table for the sake of ease and smooth mobility. Another demerit of the single slab table is its heavy weight. The weight causes the table to sag and warp overtime. Three slab slate tables are therefore more common and extremely durable. The only real issue with three slabs is accurate assemblage. If the assemblage is not seamless it may seriously affect game play. The simplest reason why slate tables are the most sought after pool tables is that it allows balls to roll straight when hit. The biggest flaw with non-slate surfaces is that they deflect easily and fail to last a long time.
If you are wondering that the finished slate bed table looks anything like the slate that you can write on, you are absolutely wrong! Slate Pool tables are covered in cloth that is stuck to the surface of the slate. The cloth provides a smooth playing surface. Slate tables give you an amazing playing surface that does not deteriorate over time. The cloth, however, may get damaged due to wear and tear but it can easily be replaced.
“Who uses Slate tables?” you may ask. Well, those are all slate tables that you find in clubs, halls and even pubs!
Wen by Chaz Dean is a brand/company that produces hair care products does not believe in cleansing the hair the hard way where scalp gets all the harsh treatment with products full of chemicals and lather. There is no lather that the product produces when applied to hair as Wen breaks the myth that lather does more harm than good. But this article is not about Wen products and the features. Here you will find information on where you can find and buy when products from as well as read reviews about those products by people who have used them.
Buying Wen shampoo and products online there are many websites that sell Wen products you can buy from. Some of the top websites are:
Macy’s
Macy’s is one of the top e-commerce websites in the US and almost anything to everything can be found here. You can go to beauty section and choose hair care. You can filter Wen in the brands and will find all the products that are available there.
Amazon
Amazon is one of those websites where you can find almost anything you are looking for. Wen products too are available here. There are discounts too you can avail in this website while shopping Wen products.
QVC
This is one e-commerce retail website that has almost all the products that have been manufactured and sold by Wen. You can not only see the products and buy them but also watch videos on how to use them and other information. There are instructions given too on each product on how to use them etc.
Reviews There are plenty of websites that have reviews on Wen from people who have used their products before. Some of them are:
Smart reviews for smarter shoppers
You can check out this website for the most honest reviews by people. The reviews are not just anonymous, people behind the website try to reason out the reviews as logically as possible so the readers will not blindly believe in everything they read on the internet.
Total Beauty
This website has reviews from consumers of all the beauty related products. But they talk about everything, the good, the bad and the ugly. So if a certain product of a certain brand didn’t get good reviews, this website will not shame the entire brand as they do talk about the good products and give good reviews as well.
Product Review
Productreview.com is another international website that reviews all international hair and beauty products and the people who review there are from all over the world. Of course, the website makes sure those reviews are not random and are legit so shoppers/potential buyers can get the right information from the website.