Since time immemorial, mankind has always had an inborn urge to seek, to explore and to find and in the process, to constantly further the limits of learning. But, the fact remains that unless one’s basic needs of food, shelter, and security are met, one doesn’t normally turn towards learning. We live in a time when learning opportunities are at their peak. There are literally, millions of educational institutes, worldwide that offer opportunities for generalized and highly specific learning. While this is surely an essential aspect in the growth and sustenance of any civilized society, the fact also remains that there are millions across the world, who, despite possessing an above average intelligence and aptitude as well, are unable to fulfill their educational aspirations, owing to their impoverished circumstances. Many youngsters are forced to earn a living to support themselves and/or family and so are deprived of opportunities for education.
This is where scholarships become relevant. Scholarships are typically trust funds built by individual philanthropists, by the federal agencies, educational institutions or by corporates with a sufficient Corporate Social Responsibility budget, to provide equal opportunities for various socially and economically underprivileged children and adults, to receive an education at Hallmark institutes. This system of establishing scholarship funds has proven to be a boon to so many youngsters, wishing to further their horizons but who are unable to afford such an education.
Student financial aid specifically in the country is usually available to deserving students who seek post-secondary education. Such scholarships usually cover the costs of tuition in the student’s chosen center of learning.
Scholarships are usually offered to the student to facilitate his or her education and do not need to be repaid. However, since most scholarships only cover tuition costs, the students may have to take up some kind of part-time employment to support number of criteria including financial status of parent/guardian, nationality, ethnicity, medical history and health status, meritorious achievements in sports, arts, athletics or other extra-curricular activities, consistent meritorious performance in high school and so on. Again, the criteria may vary across institutions. Statistics show that every year millions of students from diverse backgrounds receive partial or full scholarships to study in educational institutes, not only in America but the world over.
However, while there are surely a very large number of institutions offering genuine scholarships and financial support to deserving students, there are equally a large number of fraudulent scholarship scams. So a student seeking financial aid would be best advised to research thoroughly before applying for a scholarship.
Buying a new car can be an overwhelming decision. It is easy to walk into a car showroom and put a finger on a vehicle that looks visually appealing. You need to consider both, visual and technical aspects of the car that you intend to buy. There are a various number of resources where you can find car reviews.
Here are five sources (websites and magazines)where you can find unbiased and honest car reviews.
While you are on these websites, you need to be aware of the fact that some segments of these websites might be sponsored and give you biased car reviews. So, make sure to visit consumer forums as they provide unbiased reviews based on their personal experiences.
Accounting degrees are all about examination, organization, and management of financial and business transaction involving an organization. Some of the major coordinates of accounting are public accounting, tax accounting, cost accounting, and budget accounting.
According to a journal published by the Bentley University, a student pursuing a bachelor’s course in accounting will have to study majors like advanced accounting, cost management, federal taxation, accounting information systems, and parts of financial accounting and planning. Moreover, students will have to go for electives as made available by the university. Institutions like the KU School of Business have included unique majors like an introduction to tax auditing and some electives catering to advanced accounting.
Taking students beyond excel spreadsheets and mundane number-crunching, the University of Phoenix molds you for a career in financial planning, advanced budget accounting, and revenue accounting. At the University of Phoenix, you also have an option of obtaining an accredited degree online. This helps some of the students maintain the required work–life balance while not comprising on their career goals and needs. The University of Phoenix has held its head high when it comes to honing professionals in the field of accounting and thereby contributing to the ease of business through financial transparency.
Another university with an excellent history is the University of Pennsylvania. The accounting course, housed in the famous Wharton School of Business, is one of the most diverse and well-nurtured courses in the US. The Penn’s program here is one of the most integrative programs available in the field of accounting and finance.
Providing testimony to the increasing number of international students opting for accounting degrees in the US, the University of Texas, topping the rankings consistently, has also developed Ph.D. courses for students aiming at research. This one of the reasons McCombs School of Business, University of Texas, had been accredited by the AACSB as the most sought-after accreditation for schools providing accounting and business degrees.
With more and more top-ranked schools throwing a plethora of accounting courses for under-graduation and post-graduation, the number of students choosing accounting degrees is increasing rapidly.
Term life insurance is one of the most popular choices of insurance plan in the US. Plans like these offer a host of advantages; life insurance not only saves you money but also protects your interests in the best possible way. Looking for the benefits it offers? Here are 7.
Reason #1: Insure Your Goals
Term life insurance can be specially curated towards the needs and preferences of you and your own family. All of us have individual goals that are uniquely ours. An insurance plan that suits you, for instance, may not suit others. You can protect your own goals with the help of strategically chosen term life insurance. It is designed to be customized this way.
Reason #2: Pay Off Your Mortgage Burden
Overloaded with the burden of a mortgage? You can choose term life insurance. These plans cover your mortgage needs as well. Going in for a term insurance plan, you can rest assured that your family will remain provided foe even if you’re no longer around to protect them. Some particular types of term life insurances even reduce the payout value according to the maturity of the policy.
Reason #3: Get Financial Assistance
You should try to avail term life insurance policies for each of your children. This will help you have the peace of mind that your heirs have financial security.
Reason #4: Get Comfortable
Insurance policies can even be used to make your life more comfortable. You can choose to renovate or refurbish your home, or fulfill any other desires. It is a good way to make your older home a bit more beautiful and comfortable.
Reason #5: Fund Higher Education
A number of parents today want to give them a proper higher education, preferably in a prestigious Ivy League university. But your financial status may indicate otherwise. The term life insurance can make sure that there is money to assist your children’s higher studies even when your financial condition is suffering.
Reason #6: Payments For Credit Cards And Other Debts
Your shares remain even when you die, and invariably exert pressure on your family members. As a responsible individual, you wouldn’t want your family to get harassed for the unpaid debts. Investing in a term life insurance can ensure that the debts are paid off in time without disturbing your family.
Reason #7: Provide Money When You Move
You can use your term life insurances to move to a better locality. These advantages have their qualitative and quantitative values. Always try and invest in term life insurance plans. Especially in the USA, these help you steer clear of unwanted consequences after your death.